Mobile-money reconciliation · Africa

Reconcile your business before you open your laptop.

RECON matches every transaction across your payment platform, aggregators and mobile-money providers — purpose-built for African payments, across every brand, every morning. Your finance team sees only what needs a human, and why.

Built to reconcile 2M+ transactions a dayPurpose-built for African mobile money
Reconciles across
TolaBeyonicFasthubFlutterwaveMTNAirtelOrangeTigoM-Pesa
The daily loop

Three sources in. One reconciled position out.

Your team already does this in a spreadsheet. RECON does the same logic — the exact match cascade you'd run by hand — automatically, at any volume, before the working day starts.

01 / INGEST

From inbox to reconciled, untouched

Forward your settlement files, or let your platform push them in automatically. RECON applies your saved column mapping, flags anything unexpected for review, and fires the reconciliation the moment all your sources are in — no manual upload, no clicking run.

02 / MATCH

The match cascade runs

Exact → amount tolerance → status → timing → fuzzy reference → amount-and-time fallback. Each transaction lands as matched, partial, or unmatched with a confidence score and a reason.

03 / RESOLVE

Only exceptions reach a human

The dashboard shows value at risk and a ranked worklist. Each exception comes with a plain-English explanation and a suggested action — confirm, dispute, or write off.

0
markets supported across Sub-Saharan Africa
0
transactions a day the platform is built to reconcile
0
to reconcile a full day at scale, across every source
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matched automatically — only the rest needs a person
Built for the way merchants actually work

Audit-grade by default, not by add-on.

An aggregator will never audit its own settlement files. RECON is independent infrastructure — it answers to you, your auditor, and your regulator.

Every brand, one view

Run all your markets and brands from a single org. Volume rolls up; results stay separated per brand and per data date.

Region-pinned & sovereign

Enterprise deployments are pinned to a dedicated region to meet data-residency rules like Nigeria's NDPR. Your data never mingles with another merchant's.

Settlement position per provider

Reconcile what each payment partner collected, settled and charged against your own records — across deposits, withdrawals and fees — and see exactly where settlement is lagging or short.

Explained exceptions

Callback timeouts, settlement batching, currency rounding, reused reversal refs — each mismatch gets a likely cause and a recommended next step.

Exports your auditor accepts

One-click daily and monthly reconciliation reports to Excel and PDF, with the full audit trail of who resolved what, and when.

Purpose-built for African payments

Tailored to how money actually moves here: MTN, Airtel, Orange, Tigo and M-Pesa alongside aggregators like Tola, Beyonic and Flutterwave — with the status quirks, callback timeouts and multi-currency edge cases already handled.

Pricing

Priced on volume. Never on runs.

Pick a tier by your monthly transaction volume across all brands. Runs are unlimited on every plan. Additional brands are €75/mo each after the first.

Starter
up to 500K txn / mo
€149 /mo
  • Unlimited reconciliation runs
  • Platform + aggregator + mobile money
  • Daily & monthly reports
Start a trial
MOST CHOSEN
Growth
up to 2M txn / mo
€229 /mo
  • Everything in Starter
  • Explained exceptions & worklist
  • Automated file ingestion
  • €79 per additional 1M txn
Start a trial
Scale
up to 6M txn / mo
€549 /mo
  • Everything in Growth
  • Priority compute
  • €75 per additional 1M txn
Talk to sales
Pro
up to 15M txn / mo
€849 /mo
  • Everything in Scale
  • Dedicated onboarding
  • €49 per additional 1M txn
Talk to sales

All plans include a 30-day free trial — card on file, zero charge until you go live.

Enterprise

For multi-brand merchant groups above 15M transactions a month.

A flat monthly fee covering every brand, unlimited runs, and dedicated region-pinned infrastructure. Phased onboarding, custom SLA, and an annual-prepay option.

Dedicated, region-pinned projectAll brands, unlimited volumeCustom SLA & phased rollout
Request enterprise pricing
Contact

See it run on your own files.

Bring one day of real exports from one brand. We'll reconcile them live on a call and show you the exceptions you're currently catching by hand — or missing.

hello@kontrol-ops.com
We reply within one business day
Operating across Sub-Saharan Africa · EU entity

No card required. We'll never share your data.